Reap | Pricing
Pricing options for every scale
Business Account
Our dashboard products come with transparent pricing and no hidden fees.
- Cards
- Bill Pay
- Expense Management
Embedded Finance
Based on your product usage, we can discuss a customised package for the following:
- Card Issuing
- Payments
- Payments
Cards
We offer our Reap Cards and a Card Issuing solution.
To launch your own card program, chat with our team for a personalised proposal.
Our Reap Cards are secured corporate credit cards with flexible bill repayment in fiat or digital currencies, advanced spend control, easy access, and additional perks.
| Physical & virtual card | FREE |
| Annual fee | FREE |
| Monthly bill repayment with | Fiat currency FREE |
| Stablecoins | FREE |
| Late fee may apply | |
| ATM withdrawal | 2% |
| FX fee | 2% |
| Available card currencies | USD, HKD |
| Collateral | 1:1 ratio |
| Your credit limit is 100% of your collateral | |
| Mobile app | FREE |
| Issue your branded card via API | Contact Sales |
Global Payouts
Payout in fiat internationally or locally using your preferred currencies and funding methods.
For automated payments using our API, chat with our team for a customised proposal.
For manual payments with Reap Bill Pay, we offer transparent pricing with no hidden fees.
| Bank transfers | 0.5% |
| Variable based on volume | |
| Cross-border payment fee | 25 USD |
| Local payment fee | 0-5 USD |
| Varies per local rail | |
| FX fee | Variable rate |
| Calculated at the time of payment processing | |
| T+1 day payouts | No extra fee |
| Payments via API | Contact Sales |
Spend Control & Team Management
Manage team access, rights, and spend control effectively.
- Card-level spend controls: FREE
- Team-level spend controls: FREE
- Team members: Unlimited
- Multi-entity management: FREE
Expense Management
Easily track spending in real-time and make data-driven business decisions.
- Real-time spend analytics: FREE
- Xero integration: Reconcile your expenses with Xero: FREE
- Receipt collection: Capture and upload receipts for your transactions via the mobile app: FREE
- Receipt auto-matching: Retrieve and auto-match receipt information to streamline reimbursements: FREE
Are you a high-volume user? Reach out for a tailored plan
If your business processes high-volume payments or you are interested in multiple products, please reach out to our team to discuss a tailored plan suitable for you.
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