# Stablecoin Corporate Credit Cards

Reap Cards: The ultimate stablecoin-powered corporate card. Spend in fiat like you're used to. Settle in stablecoins like you've always wanted.

Issued by Reap, a Visa Principal Member in Hong Kong and Mexico.

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## Spend your stablecoins or fiat. Your choice.

No conversions. No compromise. Choose the currency that works best for your business.

This isn’t a workaround. It’s the way it should’ve always worked.

Use globally accepted USD or HKD Visa corporate credit cards for fiat spending.

Repay in stablecoins or fiat—your choice, every month.

Skip the off-ramp friction—and the fees that come with it.

## Built for distributed teams. Ready to scale.

#### No bank account? No problem.

Set up your card with stablecoins—no traditional banking needed.

#### Start spending within 72 hours.

Verify your account and activate your cards in less than 72 hours. Move fast, without red tape.

#### Unlimited cards. Zero bottlenecks.

Issue as many cards as you want, virtual or physical. Customize spend limits.

## Take full charge of your business spend.

#### Control every type of spend, at any level.

Set budgets by day, month, or year—by project, team member, or event.

#### Customize every card.

Create cards for travel, campaigns, subscriptions, or one-off use.

#### Finance policies enforced by design, not just trust.

Control how, where, and when each card is used—down to merchant type, location, or time of day.

[Explore expense management](https://reap.global/products/expense-management)

## Smarter spending, on the go

#### A full finance dashboard, plus a mobile app to match.

Manage spend on the go with real-time notifications, card controls, and instant receipt uploads—right from your phone.

#### Pay with your phone.

With your mobile wallet.

#### Cash when you need it.

Yes, your corporate cards work at ATMs. For when cash is king.

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## Next-gen security. Built in.

#### Advanced risk monitoring

Chainalysis-powered checks on all digital currency payments and collateral.

#### Real-time fraud prevention

2FA logins, 3D Secure, Visa Risk Manager, and Featurespace enabled.

#### Full control at your fingertips

Instantly freeze, replace and update cards via dashboard or mobile app.

### I feel more confident with Reap’s corporate cards compared to our prior setup. I have a greater level of spending control.
**Charles Grenier-Green,**  ‍ **Travala**

## How it works

### Step 1

#### Send

Collateralize your account with stablecoins (USDC/USDT) or fiat to secure your credit. Get a 1:1 credit line—instantly. Your collateral becomes your spending power.

### Step 2

#### Spend

It’s a Visa credit card. Use it anywhere.

### Step 3

#### Settle

Wrap up the month your way—repay in fiat or stablecoins. You’re in control.

## Get started in 3 steps

1. [Sign up on Reap Business Account](https://dashboard.reap.global/register)
2. Verify your business.
3. Collateralize your account - Transfer USDC, USDT, or fiat. Get instant credit, 1:1.
4. Start spending. Issue cards, set limits, and start spending.

## FAQ

1. **Are these credit, debit, or prepaid cards?**
   
   Reap Cards are Visa secured corporate credit cards, issued directly by Reap as a Visa Principal Member in Hong Kong and Mexico, backed 1:1 by collateral. Unlike prepaid or debit cards, they offer superior acceptance and clearance rates.

2. **How are the cards priced?**
   
   Both physical and virtual cards and free of charge with no annual fees. More details on [card pricing](https://reap.global/resources/info/pricing).

3. **Can I use my card at ATMs?**
   
   Yes, cash withdrawals are supported where Visa is accepted. Cash withdrawals are subject daily/monthly limits.

4. **What currencies are supported?**
   
   USD or HKD-denominated cards are available. USDC and USDT are supported for repayments with stablecoins via Ethereum, Polygon, Solana, and TRON.