# The _crypto business account_ for web3 companies.

Business account, corporate cards, stablecoin payments and expense management – one platform built for how web3 teams actually operate.

[START A FREE ACCOUNT](https://dashboard.reap.global/register?utm_source=company-site&utm_medium=direct-page) [Still unsure? Talk to us](https://reap.global/contact-us)

### Fastest onboarding time

### 24 hours

Active Web3 businesses onboarded

### 5000+

Licensed in

### HK

### MX

WHY REAP BUSINESS ACCOUNT

## Built for the way web3 businesses _actually_ operate.

01

### Get started in as fast as 24 hours

100% online KYB. No bank visits, no calls. Minimal docs. Most companies approved in 3 business days.

02

### Fund once. Operate in fiat

Fund in USDC or USDT, then issue corporate cards to your team, pay suppliers in local currency, and run expense management. All from one stablecoin balance. No manual conversion step required.

03

### One hub for your entire finance stack

Cards, payments, spend tracking, workflow automation. No reconciliation across 4 tools.

04

### Built for Web3 from the ground up

We understand DeFi, DAOs, and on-chain treasury structures from day one. Multi-chain support across Ethereum, Polygon, Solana, and TRON. Not retrofitted from a fiat-first product.

## One platform. Five tools.

### Business Account

Fund directly with USDC or USDT. Send payments in 20+ fiat currencies to 200+ countries. No bank required.

[SIGN UP NOW](https://dashboard.reap.global/register?utm_source=company-site&utm_medium=direct-page)

### Corporate Cards

Issue Visa credit cards to your whole team in minutes. Virtual or physical. Fund directly from your stablecoin balance. Set spend limits and approval workflows per cardholder. Accepted at 60M+ Visa merchants worldwide.

[CHECK IT OUT](https://reap.global/products/cards)

### Payments

Pay anyone worldwide in their local currency - directly using stablecoins or corporate credit cards. Recipients receive fiat in 20+ currencies across 200+ countries. No conversion friction.

[CHECK IT OUT](https://reap.global/products/bill-pay)

### Expense Management

Approval workflows, spend controls, receipt capture. Integrations with Xero.

[CHECK IT OUT](https://reap.global/products/expense-management)

### Treasury Management

One treasury for your stablecoin balance. Fund cards, payments, and expenses directly across Ethereum, Polygon, Solana, and TRON. No more patchwork tools. No more spreadsheets.

## Use Cases

## How Teams Use _Business Account_

### Crypto Wallets & Exchanges

Run day-to-day operations off your stablecoin treasury — from vendor payments to team spend, without juggling multiple tools.

### Fintechs and Neobanks

Support stablecoin-native operations and cross-border activity with a business account foundation plus cards, payments, and expense workflows.

### Affiliates

Pay partners and manage high-velocity spend with clean separation across offers, teams, and workflows.

### Online Travel Agencies

Pay vendors and manage bookings at scale — generate a dedicated virtual card per booking and keep spend controlled.

### Marketing Agencies

Manage payments for hundreds of campaigns without mixing budgets — isolate spend with per-client or per-campaign cards.

## Travel & Expenses

Issue virtual cards. Set per-employee spend controls. Track usage in real-time globally.

## Subscriptions

AWS, Meta Ads, recurring SaaS. One virtual card per vendor with budget caps. No reimbursements.

## Invoice & Bill Payments

Pay suppliers on time without reimbursements. Assign a dedicated virtual card per vendor, set spend limits, and track every bill automatically.

## Global Contractor Payments

Pay contractors in 150+ countries with a dedicated virtual card per hire. Set per-contractor limits and keep spend separated by project.

## Stablecoin Treasury Ops

Run operations off your stablecoin treasury. Spend USDC directly on vendors and team expenses — no fiat conversion needed.

## Talk to us

[SCHEDULE A CALL](https://reap.global/contact-us)

## Ready to open your account?

[START A FREE ACCOUNT](https://dashboard.reap.global/register?utm_source=company-site&utm_medium=direct-page)

## FAQ

+01

Is Reap a bank?

Reap is a licensed financial technology company, regulated across Hong Kong and Mexico. Reap is not a bank.

+02

What payment rails do you support?

Reap supports SWIFT, SEPA, and local rails like CHATS, ACH, FPS and more over, 40+ rails across Asia-Pacific and Latin America corridors. Recipients receive in their local fiat currency when you send, with 20+ currencies, 200+ countries supported.

+03

How long does onboarding onto Reap Business Account take?

Most companies complete onboarding within 24 to 72 hours. The process is 100% online. No bank visits required. Standard KYB documentation applies. Timelines may vary based on application complexity.

+05

How much does Reap Business Account cost?

No monthly fees or minimum balances. You pay per transaction. Rates are shown before you confirm. No hidden charges.

## Ready to open your account?

Up and running in as little as 24 hours. No bank account required. Stablecoin-native from day one.

[START A FREE ACCOUNT](https://dashboard.reap.global/register?utm_source=company-site&utm_medium=direct-page&_gl=1*gyrbs*_gcl_au*OTYwOTIyMjE1LjE3ODE0ODk0MDguNzkyMjM0MDY3LjE3ODIyODg0ODMuMTc4MjI4ODQ4Mg..*_ga*MTU4NjEwMDI0Ny4xNzgxNDg5NDA4*_ga_W90VHZCLZN*czE3ODI4NzAwNTkkbzI0JGcxJHQxNzgyODcwMjk4JGo1OCRsMCRoMA..) [Still unsure? Talk to us](https://reap.global/contact-us)