Stablecoin Corporate Credit Cards

Reap Cards: The ultimate stablecoin-powered corporate card. Spend in fiat like you're used to. Settle in stablecoins like you've always wanted.

Issued by Reap, a Visa Principal Member in Hong Kong and Mexico.

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// MOBILE-ENABLED

Spend your stablecoins or fiat. Your choice.

No conversions. No compromise. Choose the currency that works best for your business.

This isn’t a workaround. It’s the way it should’ve always worked.

Use globally accepted USD or HKD Visa corporate credit cards for fiat spending
Repay in stablecoins or fiat—your choice, every month
Skip the off-ramp friction—and the fees that come with it

// scalable

Built for distributed teams. Ready to scale.

No bank account? No problem.

Set up your card with stablecoins—no traditional banking needed.

Start spending within 72 hours.

Verify your account and activate your cards in less than 72 hours. Move fast, without red tape.

Unlimited cards. Zero bottlenecks.

Issue as many cards as you want, virtual or physical. Customize spend limits.

// Spend Control

Take full charge of your business spend.

Control every type of spend, at any level.

Set budgets by day, month, or year—by project, team member, or event.

Customize every card

Create cards for travel, campaigns, subscriptions, or one-off use.

Finance policies enforced by design, not just trust.

Control how, where, and when each card is used—down to merchant type, location, or time of day.

Explore expense management

// Easy access

Smarter spending, on the go

A full finance dashboard, plus a mobile app to match.

Manage spend on the go with real-time notifications, card controls, and instant receipt uploads—right from your phone.

Pay with your phone.

With your mobile wallet.

Cash when you need it.

Yes, your corporate cards work at ATMs. For when cash is king.

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// secure

Next-gen security. Built in.

Advanced risk monitoring

Chainalysis-powered checks on all digital currency payments and collateral.

Real-time fraud prevention

2FA logins, 3D Secure, Visa Risk Manager, and Featurespace enabled.

Full control at your fingertips

Instantly freeze, replace and update cards via dashboard or mobile app.

I feel more confident with Reap’s corporate cards compared to our prior setup. I have a greater level of spending control.

Charles Grenier-Green,
‍ Travala

Read the full story

How it works

Step 1

Send

Collateralize your account with stablecoins (USDC/USDT) or fiat to secure your credit. Get a 1:1 credit line—instantly. Your collateral becomes your spending power.

Step 2

Spend

It’s a Visa credit card. Use it anywhere.

Step 3

Settle

Wrap up the month your way—repay in fiat or stablecoins. You’re in control.

Get started in 3 steps

Sign up on Reap Business Account

Verify your business.

Collateralize your account

Transfer USDC, USDT, or fiat. Get instant credit, 1:1.

Start spending

Issue cards, set limits, and start spending.

FAQ

1. Are these credit, debit, or prepaid cards?

Reap Cards are Visa secured corporate credit cards, issued directly by Reap as a Visa Principal Member in Hong Kong and Mexico, backed 1:1 by collateral. Unlike prepaid or debit cards, they offer superior acceptance and clearance rates.

2. How are the cards priced?

Both physical and virtual cards and free of charge with no annual fees. More details on card pricing.

3. Can I use my card at ATMs?

Yes, cash withdrawals are supported where Visa is accepted. Cash withdrawals are subject daily/monthly limits.

5. What currencies are supported?

USD or HKD-denominated cards are available. USDC and USDT are supported for repayments with stablecoins via Ethereum, Polygon, Solana, and TRON.