Reap Direct | Reap Hong Kong
The crypto business account for web3 companies.
Business account, corporate cards, stablecoin payments and expense management – one platform built for how web3 teams across Asia actually operate.
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Fastest onboarding time
24 hours
Active Web3 businesses onboarded
5000+
Licensed in
HK
MX
WHY REAP BUSINESS ACCOUNT
Built for the way web3 businesses actually operate.
01
Get started in as fast as 24 hours
100% online KYB. No bank visits, no calls. Minimal docs. Most companies approved in 3 business days.
02
Fund once. Operate in fiat
Fund in USDC or USDT, then issue corporate cards to your team, pay suppliers in local currencies, like HKD, and run expense management. All from one stablecoin balance. No manual conversion step required.
03
One hub for your entire finance stack
Cards, payments, spend tracking, workflow automation. No reconciliation across 4 tools.
04
Built for Web3 from the ground up
We understand DeFi, DAOs, and on-chain treasury structures from day one. Multi-chain support across Ethereum, Polygon, Solana, and TRON. Not retrofitted from a fiat-first product.
One platform. Five tools.
Business Account
Fund directly with USDC or USDT. Send payments in 20+ fiat currencies to 200+ countries. No bank required.
Corporate Cards
Issue Visa credit cards to your whole team in minutes. Virtual or physical. Fund directly from your stablecoin balance. Set spend limits and approval workflows per cardholder. Accepted at 60M+ Visa merchants worldwide
[CHECK IT OUT](https://reap.global/hk/products/cards)
Payments
Pay anyone worldwide in their local currency, directly using stablecoins or corporate credit cards. Recipients receive fiat in 20 + currencies, like HKD or USD, across 200+ countries. No conversion friction.
[CHECK IT OUT](https://reap.global/hk/products/bill-pay)
Expense Management
Approval workflows, spend controls, receipt capture. Integrations with Xero.
[CHECK IT OUT](https://reap.global/hk/products/expense-management)
Treasury Management
One treasury for your stablecoin balance. Fund cards, payments, and expenses directly across Ethereum, Polygon, Solana, and TRON. No more patchwork tools. No more spreadsheets.
Use Cases
How Teams Use Business Account
Crypto Wallets & Exchanges
Run day-to-day operations off your stablecoin treasury — from vendor payments to team spend, without juggling multiple tools.
Fintechs and Neobanks
Support stablecoin-native operations and cross-border activity with a business account foundation plus cards, payments, and expense workflows.
Affiliates
Pay partners and manage high-velocity spend with clean separation across offers, teams, and workflows.
Online Travel Agencies
Pay vendors and manage bookings at scale — generate a dedicated virtual card per booking and keep spend controlled.
Marketing Agencies
Manage payments for hundreds of campaigns without mixing budgets — isolate spend with per-client or per-campaign cards.
Travel & Expenses
Issue virtual cards. Set per-employee spend controls. Track usage in real-time globally.
Subscriptions
AWS, Meta Ads, recurring SaaS. One virtual card per vendor with budget caps. No reimbursements.
Invoice & Bill Payments
Pay global suppliers from your stablecoin treasury. They receive in local fiat automatically.
Global Contractor Payments
Pay contributors, contractors, and team members in local currency from your stablecoin balance. 20+ fiat currencies, 200+ countries.
Stablecoin Treasury Ops
Hold USDC/USDT. Fund cards and payments directly. No idle capital lost to conversion spreads.
How it works
From application to fully operational. In 72 hours.
01
Apply
100% online. Company registration docs, director IDs, proof of business address.
02
Approve
KYB review completed in 72 hours. No bank visits or calls required.
03
Fund
Deposit USDC, USDT, or fiat. Treasury connects directly to your cards and payments.
04
Operate
Pay, approve, track and report from one platform. Expand markets without re-onboarding.
FAQ
Frequently Asked Questions
+01
Is Reap a bank?
Reap is a licensed financial technology company, regulated across Hong Kong and Mexico. Reap is not a bank.
+02
What payment rails do you support?
Reap supports SWIFT, SEPA, and local rails like CHATS, ACH, FPS and more over, 40+ rails across Asia-Pacific and Latin America corridors. Recipients receive in their local fiat currency when you send, with 20+ currencies, 200+ countries supported.
+03
How long is Reap Business Account's onboarding process?
Most companies complete onboarding within 24 to 72 hours. The process is 100% online. No bank visits required. Standard KYB documentation applies. Timelines may vary based on application complexity.
+05
How much does Reap Business Account cost?
No monthly fees or minimum balances. You pay per transaction. Rates are shown before you confirm. No hidden charges.
Ready to open your account?
Up and running in as little as 24 hours. No bank account required. Stablecoin-native from day one.