# Pay the world. Skip the borders.

Pay your preferred way — vendors, partners, and teams get paid in local currency, fast and friction-free.

## Cross-border payments. Your way.

Put your stablecoin treasury to work. Now, they can power fast payments in 18+ currencies worldwide.

- Power fast payments in 18+ currencies worldwide.
- Send business payments globally, settled directly in fiat.
- Get better rates, and stay in control of your liquidity.
- Avoid the off-ramp headache, get better rates, and stay in control of your liquidity.

## Pay anyone, anywhere

### No bank account? No problem.
Make business payments without needing a traditional bank setup.

### Global reach. Local rails.
Send USD via SWIFT, or make local payments using FPS, SEPA, FAST—covering 220+ countries and territories.

### Support for major currencies.
Pay globally in USD, or settle locally in EUR, GBP, HKD, and 14+ other currencies with ease.

## T+1 payment execution

Move at the speed of your business.

### Set up payments in minutes
### Same-day execution within UTC+8 banking hours
### Move at the speed of your business.

## Send your payments with your mind at peace

### Licensed in key markets like Hong Kong, Mexico, and more.
### Streamlined payment tracking to know where your funds are at all times.
### 24/7 support to keep your payments flowing smoothly.

### Fund your payments via a credit card

Fund business payments with your corporate credit card. Flexibility when you need it.

### Timeliness of payments is crucial for us, as we often require immediate transactions. With Reap, we experience a one-day turnaround instead of the three-day process with traditional methods.
**Charles Grenier-Green,**  
**Travala**  
[Read the full story](https://reap.global/blog/how-travala-com-funded-business-payments-using-digital-currencies)

## **How it works**

Step 1
## Fund
Send funds to your Reap Account to fund your payments.

Step 2
### Pay
Add a recipient and set up your payment in minutes. Same-day payment initiation within UTC+8 banking hours.

Step 3
### Track
Send funds across borders in 18+ currencies. Get real-time visibility, manage recipients, cancel payments, and stay compliant—all from one dashboard.

## Get started in 3 steps

[Sign up on Reap Business Account](https://dashboard.reap.global/register)

Verify your business within 72 hours.

### Fund your account
Send us stablecoins of your choice.

### Send a payment
Add a recipient, create your payment, upload your invoice, and we’ll take it from there.

## **FAQ**

1. Which digital assets can I use to fund payments?  
You can fund your payments using a corporate card, with USDC and USDT—across Ethereum, Polygon PoS, Solana, and TRON.

2. Where can I make payments?  
To 220+ countries and territories. We support SWIFT and local rails in 18+ currencies (excluding sanctioned countries).

3. Can I fund a payment with a corporate card?  
Yes - you can use your Reap Cards to fund business payments.

4. How are payments priced?  
Pricing depends on your funding method, payment type (local or cross-border), and the currencies involved. For more details, check out our [payments pricing.](https://reap.global/hk/resources/info/pricing)