Pay the world. Skip the borders.

Pay your preferred way — vendors, partners, and teams get paid in local currency, fast and friction-free.

Cross-border payments. Your way.

Put your stablecoin treasury to work. Now, they can power fast payments in 18+ currencies worldwide.

• Power fast payments in 18+ currencies worldwide.
• Send business payments globally, settled directly in fiat.
• Get better rates, and stay in control of your liquidity.
• Avoid the off-ramp headache, get better rates, and stay in control of your liquidity.

Pay anyone, anywhere

No bank account? No problem.

Make business payments without needing a traditional bank setup.

Global reach. Local rails.

Send USD via SWIFT, or make local payments using FPS, SEPA, FAST—covering 220+ countries and territories.

Support for major currencies.

Pay globally in USD, or settle locally in EUR, GBP, HKD, and 14+ other currencies with ease.

T+1 payment execution

Move at the speed of your business.

Set up payments in minutes

Same-day execution within UTC+8 banking hours

Move at the speed of your business.

Send your payments with your mind at peace

Licensed in key markets like Hong Kong, Mexico, and more.

Streamlined payment tracking to know where your funds are at all times.

24/7 support to keep your payments flowing smoothly.

Fund your payments via a credit card

Fund business payments with your corporate credit card. Flexibility when you need it.

Timeliness of payments is crucial for us, as we often require immediate transactions. With Reap, we experience a one-day turnaround instead of the three-day process with traditional methods.

Charles Grenier-Green,
Travala
Read the full story

How it works

Step 1

Fund

Send funds to your Reap Account to fund your payments.

Step 2

Pay

Add a recipient and set up your payment in minutes. Same-day payment initiation within UTC+8 banking hours.

Step 3

Track

Send funds across borders in 18+ currencies. Get real-time visibility, manage recipients, cancel payments, and stay compliant—all from one dashboard.

Get started in 3 steps

Sign up on Reap Business Account

Verify your business within 72 hours.

Fund your account

Send us stablecoins of your choice.

Send a payment

Add a recipient, create your payment, upload your invoice, and we’ll take it from there.

FAQ

1. Which digital assets can I use to fund payments?
   You can fund your payments using a corporate card, with USDC and USDT—across Ethereum, Polygon PoS, Solana, and TRON.

2. Where can I make payments?
   To 220+ countries and territories. We support SWIFT and local rails in 18+ currencies (excluding sanctioned countries).

3. Can I fund a payment with a corporate card?
   Yes - you can use your Reap Cards to fund business payments.

4. How are payments priced?
   Pricing depends on your funding method, payment type (local or cross-border), and the currencies involved. For more details, check out our payments pricing.